Transform legacy financial systems faster without the risk
We help global banks, regional banks, insurers, capital markets firms, and high-growth Fintech companies modernize legacy infrastructure and get AI-ready without failures that cost you millions.
What's blocking your tech stack
Legacy maintenance consumes innovation budgets
80% of IT spending maintains old systems. Your best engineers fight fires instead of building competitive advantages.
No one knows how core systems work
COBOL engineers retired. Current teams fear touching anything because one mistake could cost millions.
Real-time payments need new infrastructure
FedNow and instant payments demand 24/7 operations and APIs your batch-processing systems don't have.
Compliance costs rise while systems fall behind
Managing 50 state regulations plus federal requirements with outdated tools requires constant manual updates.
Modernize core systems without the risk
Legacy system modernization
Document how core systems work, map critical dependencies, and build risk-scored modernization roadmaps before touching anything.
AI & ML capabilities
Design and launch enterprise AI that delivers ROI, unlocks innovation, and scales with your business operations.
Core banking API development
Wrap legacy cores with modern APIs to launch customer experiences in weeks while gradually modernizing underlying systems.
Real-time payments infrastructure
Migrate from batch processing to FedNow and RTP with 24/7 operations, real-time fraud detection, and continuous liquidity management.
Data & automation
Build data pipelines, API layers, and microservices that unlock trapped data for AI/ML model training, compliance automation, and real-time fraud detection.
Cloud migration & optimization
Migrate legacy systems to cloud-native infrastructure with reduced costs, better security, and unlimited scalability.
Outsource to expert engineering teams
You can't afford downtime, data breaches, or failed modernizations
In 6 weeks, we document how your core systems work, map critical dependencies, and deliver a modernization roadmap with risk scores for every step.
You Get:
- Documented understanding of how systems work
- Critical dependency mapping with failure analysis
- Risk-scored modernization roadmap
- Clear next steps toward AI readiness
Fixed-price engagement: $25K-$50K depending on complexity

Zappos Case Study
Zappos hired Codingscape to build internal tooling
Six Codingscape Java and React developers worked with Zappos product owners and internal teams to deliver high-quality standardization of the codebase, fixing numerous bugs and making performance improvements while adding new features.
Why banks choose Codingscape over Big 4 consultancies
Understand systems before changing them
We document how core systems work, map critical dependencies, and identify risks before touching anything. No big-bang replacements or gambling with your reputation.
Mid-market speed and Big 4 quality
US-based leaders with Big Tech experience deliver enterprise-quality engineering at 40-60% of Big 4 costs. Deploy senior teams in 4-6 weeks.
Modernize legacy cores without the risk
Wrap COBOL systems with modern APIs to launch features in weeks, then gradually sunset old infrastructure as new systems prove stable.
1200+ engineers with financial services expertise
Senior engineers across cloud architecture, payment systems, COBOL modernization, data engineering, and regulatory compliance who stay on your project.
24/7 global delivery for always-on operations
Engineers across 20+ countries support the real-time payments infrastructure and continuous operations your customers demand.
End-to-end "glue" that connects everything
Platform vendors provide rails. We build everything around them – legacy integration, user experience, fraud detection, and compliance workflows.
Built for outcomes, not billable hours
Financial services technology
we work with

